Dáil debates

Thursday, 15 June 2023

Flood Insurance Bill 2021: Second Stage [Private Members]

 

3:15 pm

Photo of Ruairi Ó MurchúRuairi Ó Murchú (Louth, Sinn Fein) | Oireachtas source

No, it would not be in any way, shape, or form.

The fact is, we have legislation here. The Minister of State pointed out technical difficulties but she said there is a willingness to deal with this issue so I would like to think there will be an element or cooperation or collaboration afterwards from the point of view of finding a solution. I do not think anyone is particularly worried whether it is this legislation or Government legislation once we can get this problem sorted for these particular people. I ask that we also look at those who will probably have no difficulty when the catchment flood risk assessment and management, CFRAM, operations I am talking about in County Louth are carried out but who have a difficulty at this point in time. They have never been flooded, but because maps exist that point out there is a flood risk they are, for the want of a better term, being screwed over by insurance companies. In some cases they are lucky to get insurance and it is a problem. Unfortunately, we do not want to create a case where people say they cannot get insurance and that becomes normalised. That is happening in certain parts of the industry, but again I will refrain once again from going off on a tangent.

As much as I would prefer this legislation to progress, and I ask the Minister of State to rethink that, if we can find a solution for people and ensure they can get the insurance they should be able to get and we have a solution we will all be happy with that.

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