Dáil debates

Thursday, 3 December 2020

Ceisteanna ar Reachtaíocht a Gealladh - Questions on Promised Legislation

 

1:00 pm

Photo of Michael McNamaraMichael McNamara (Clare, Independent) | Oireachtas source

It has come to my attention that banks are refusing mortgages to people on the employment wage subsidy scheme, EWSS, and other similar pandemic subsidies from the Government. I refer not just to one bank but to many, in different counties, so it is now a systemic problem. One might say a mortgage relationship is a private contractual relationship between an applicant and a bank, but one might equally say accommodation is a private contractual relationship. Nevertheless, we have outlawed discrimination by landlords against people in receipt of the housing assistance payment, HAP. If this practice continues, will the Government ban discrimination against mortgage applicants whose employers are in receipt of the employment wage subsidy scheme?

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