Dáil debates

Wednesday, 13 November 2019

Consumer Insurance Contracts Bill 2017: Report and Final Stages

 

3:10 pm

Photo of James LawlessJames Lawless (Kildare North, Fianna Fail) | Oireachtas source

I support these amendments. I also support the Bill. I welcome the rebalancing from the insurer to the consumer, which is line with consumer law as it has evolved in the last couple of decades. The privity of contract provisions are welcomed also as they bring us into line with the UK jurisdiction in terms of some recent developments there. The disclosure requirements in terms of what is known as the small print or, legally, Uberrima fides, under which the consumer is obliged to disclose all information, can now not be used to trip up or arrest and block legitimate claims. The balance in this regard is now tipped via this Bill in favour of the consumer. I welcome that and I commend the Bill.

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