Willie O'Dea (Limerick City, Fianna Fail) | Oireachtas source

With respect, the Minister has not got the best advice. She is talking about protecting people from themselves. People here make the decisions and I suggest to the Minister that the only consequence of not allowing a derogation here, as was arranged by Brian Hayes in Europe, is that these people will be driven into the hands of the larger companies where there will be less transparency and much higher charges. I ask her to reconsider that decision because it will prove counterproductive in the medium to long term.

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