Dáil debates

Wednesday, 19 December 2018

Ceisteanna - Questions - Ceisteanna ar Sonraíodh Uain Dóibh - Priority Questions

Mortgage Arrears Information and Advice Service

10:45 am

Photo of Regina DohertyRegina Doherty (Meath East, Fine Gael) | Oireachtas source

I thank the Deputy for his question as it gives me a welcome opportunity to put the status of this service on the record of the House. The dedicated mortgage arrears advice service which operates across the MABS network was established in 2015 as part of the Government's response to providing supports to hundreds of thousands of mortgage holders who were in arrears at that time. The service aims to ensure that borrowers in mortgage arrears have access to information on the range of supports and options available to them and, where required, negotiates with lenders on their behalf. The service operates across the MABS network with a team of 27 advisers, five relief advisers and support staff. To date, it has helped over 6,000 borrowers with mortgage arrears issues.

Since its inception, the dedicated mortgage arrears service has become an integral part of the Abhaile service, which provides access for people who are insolvent and in mortgage arrears to independent financial and-or legal advice and assistance under a voucher scheme accessed through MABS. I am acutely aware of the good work being done by the dedicated mortgage arrears service and am determined that the service will continue in line with the other services provided under Abhaile, which are set to run until 2019. If, at the end of next year, we find that there are people who are still in need, I hope the Deputy will support me in my efforts to continue the service into the future, if this Government is still in situ. I have secured the money required for next year. The overall allocation is €2.5 million, which will cover the cost of the service to the end of 2019. We should have a conversation about this in the middle or the third quarter of next year so that we can determine how many people still have unresolved mortgage issues.

Abhaile is under the joint remit of my Department and the Department of Justice and Equality.

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