Robert Troy (Longford-Westmeath, Fianna Fail) | Oireachtas source

The simple point is that 18% of households where works have been completed still cannot avail of home or business insurance. For the most part, the family home is people's pride and joy and the largest cash outlay they will ever make. If anything were to happen to it, they would not have the capacity to replace it.

Must legislation be introduced to address what insurance companies are doing? I acknowledge the increase in coverage to 82%, but that leaves 18% without insurance. Are there figures for the number of houses and people who cannot avail of insurance? We are here to ensure that everyone can benefit from the improvements, not just a select few. While I acknowledge the work that has been done, how can we ensure the households that are unable to avail of home insurance can do so in future, given the works that have been done?

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