Paschal Donohoe (Dublin Central, Fine Gael) | Oireachtas source

We are aware of the responsibilities we have to our citizens. That is why we strengthened personal insolvency legislation over the past several years. That is why we set up the Abhaile organisation. We have put in place measures through, for example, the Central Bank, to ensure mortgage arrears are dealt with in the best way possible.

See this speech in context