Leo Varadkar (Dublin West, Fine Gael) | Oireachtas source

That is something we are willing to discuss with the party opposite and take into consideration. There is also a code of conduct on mortgage arrears which remains in place after the sale of any loans to the bank. The code says that the lender may only commence legal proceedings for repossession of a borrower's primary residence where the lender has made every reasonable effort under the code to reach an alternative repayment arrangement with the borrower. In addition, the specific timeframes set out in the code have to be adhered to.

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