John Curran (Dublin Mid West, Fianna Fail) | Oireachtas source

I thank the Minister of State for the answer and understand he had to summarise everything within the time available. The first issue concerns the effectiveness of the report and its implementation. It is worth reflecting on the fact that in the three years before the actions were taken, there were significant annual increases in the cost of motor insurance premiums. I understand that in 2015 alone the rate of increase was over 30% and that there were double digit increases in other years. I reiterate that having no increase will not be a result, rather we need to see significant decreases in insurance policy costs. The Minister of State might comment on the establishment of a fully functioning, integrated insurance fraud database and a database of uninsured drivers. It was indicated that both would have an impact on premiums. What progress has been made in establishing the databases?

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