Frances Fitzgerald (Dublin Mid West, Fine Gael) | Oireachtas source

It is a combination. If there has been fraud, it has to be dealt with in the normal way. Any individual who suspects fraud can report it to An Garda Síochána and the Garda has to make an assessment. In line with proper procedures, it has to be examined and the evidence brought forth if there is to be a criminal prosecution. Make no mistake but there is no question of any sort of a cover-up if criminal activity is proven. The Government is hugely concerned about these actions. One would have thought the banks would have learned their lesson, that people would not have been treated in the way that they have been treated and that the banks would have been more customer-focused and sensitive to the extraordinary harm being caused to families.

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