Michael McGrath (Cork South Central, Fianna Fail) | Oireachtas source

The programme for Government commits to the establishment of a new court to deal specifically with the issue of mortgages and mortgage arrears. Will the Minister clarify the status of the Bill? In order to gain access to that court, will a person have to have gone through the insolvency process first? There is a scenario in which some people are deemed to be too poor to access the insolvency service because they have no income above the reasonable living expense guidelines with which they can make a contribution towards their debts. Will the Minister clarify the issue? Does he agree that what is needed is a dedicated body to deal specifically with mortgages without forcing people into insolvency?

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