Dáil debates

Tuesday, 29 November 2016

Flood Insurance Bill 2016: Second Stage [Private Members]

 

9:50 pm

Photo of Aindrias MoynihanAindrias Moynihan (Cork North West, Fianna Fail) | Oireachtas source

I welcome the Bill introduced by Deputy Michael McGrath. It is a positive Bill which aims to ease the financial burden on home and business owners who are unable to get reasonable insurance due to flooding concerns. Insurance companies should not be allowed to discriminate against homes and businesses in areas of the standard one in one hundred year flood risk or even better. In my own area along the Lee Valley, the catchment flood risk assessment and management, CFRAM, pilot was carried out. Communities in Ballingeary, Inchigeela, Crookstown, Baile Mhúirne, Ballymakeera and Ballincollig are struggling with flooding regularly and need to see those flood defences built as quickly as possible. At the same time, there are people living in those communities whose homes are outside the flood zone who are also struggling to obtain insurance in spite of the fact that they have never been flooded. It must also be borne in mind that buying a house can be obstructed in the absence of flood insurance.

Tá sé tábhachtach go mbogfaí chun cinn na hoibreacha, agus é sin chomh tapaidh agus is féidir, chun cosaint a thabhairt d'áiteanna cosúil le Baile Bhuirne, Baile Mhic Íre, Inse Geimhleach, Béal Átha an Ghaorthaidh agus go leor eile agus go mbeadh cosaint ar fáil dóibh ó na tuillte agus go mbeadh an faoiseamh agus an t-árachas ar fáil dóibh.

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