Dáil debates

Thursday, 7 July 2016

Topical Issue Debate

Insurance Costs

7:40 pm

Photo of Eugene MurphyEugene Murphy (Roscommon-Galway, Fianna Fail) | Oireachtas source

I welcome the Minister's honest and frank answer here this evening. I also welcome his use of the word "challenge" in respect of the insurance industry, because that is what we need. The Minister is correct. The client who was quoted €1,250 in December 2015 for a wheelchair-accessible taxi is the same guy who, a few weeks ago, was quoted €12,100, after serious pressure from the Irish Insurance Federation. I will have no difficulty in handing this over to the Minister to use at whatever meetings he will be attending.

To repeat what was said on every side of the House when this debate came up in recent weeks, we have an enormous difficulty with the insurance business. The Minister knows this himself. I am sure he has constituents who are being quoted outrageous figures for insurance. Young people, in general, go through a very rigid test in this country. They have to do their theory test and their driving lessons and then they have to sit their test. Before they ever have an offence, they are being quoted €4,000, €5,000 or €6,000 to insure a vehicle. It is outrageous when these are people who do not have a blemish on their record. That is something that should be challenged as well.

Also, the wheelchair-accessible taxi insurance business is being very badly hit. I have no doubt that the Minister will pick this up, fight it and seek changes, but in one respect the Motor Insurance Advisory Board that was there did a pretty good job, and maybe when we get this debated a situation could arise whereby we could get that board back in place. We need to do something with the insurance companies. They are out of control. In respect of wheelchair-accessible taxis, one of those insurance companies is the sponsor of the Paralympics and it still will not give a quote for insurance to a wheelchair-accessible taxi. It is outrageous.

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