Micheál Martin (Cork South Central, Fianna Fail) | Oireachtas source

The biggest issue where we really need a game-changer in terms of policy change is in insurance cover for flood risk areas. It is a key issue for businesses, homes and farmers. This is the fourth time since 2009 that flooding of this nature has occurred and many are no longer insured or cannot get any insurance.

In 2013, the United Kingdom Government, along with the insurance sector, agreed to develop a not-for-profit scheme, Flood Re, to allow flood insurance to remain widely affordable and available while allowing a sustainable transition to risk-reflective pricing over 25 years.

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