Frances Fitzgerald (Dublin Mid West, Fine Gael) | Oireachtas source

As I said, the Bill is fully balanced between creditor and debtor. There is a strong assessment of affordability.

Clear representations can be made to the court by the debtor. There are many protections for the debtor, including the assessment of means. This is one of a suite of measures recommended by the Law Reform Commission. It is quite clear that debt enforcement and the recovery of moneys owed are part of normal economic activity. That is what we are allowing for in this legislation.

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