Peadar Tóibín (Meath West, Sinn Fein) | Oireachtas source

Aontaím go huile agus go hiomlán leis an leasú seo. Why should a home owner or business person not know everything about the loan that pertains to their property? Given modern technology, there is nothing to stop the bank from barcoding and individualising loans to ascertain the details and to manage the loan and disaggregate it for management purposes.

I have dealt in my office with approximately 150 distressed mortgages in the past two to three years. At least 50 of the cases involved difficulties created by the lack of effort by the banks in dealing with citizens. The citizen should be at the heart of the process. Unfortunately, the way the Bill has developed ensures the citizen is not at the heart of the process, it is the bank, financial institution or vulture funds.

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