Peadar Tóibín (Meath West, Sinn Fein) | Oireachtas source

I cannot believe we are still talking about the issue of credit, given that we are three and a half years into the life of this Administration. One in four SMEs is in arrears for more than 90 days. The total loan balance in arrears is at 41%, which is a colossal break on the development of the economy and people's lives. Despite the contortions of the Government in the past few years, we have only seen a very modest improvement in recent times. There is a necessity for the Government to make credit flow. To do this, it needs to solve the problem of businesses in debt distress.

See this speech in context