Pearse Doherty (Donegal South West, Sinn Fein) | Oireachtas source

That 10% or 15% of mortgages is a massive liability. While it will have an effect on the supply side, it could also have an effect with regard to unsustainable mortgages. It could have an additional effect when accompanied by a culture in the banks that lends to people who should not take out a mortgage in the first place. The problem is that this will be announced in the Finance Bill, when it will be done and dusted. The Minister should produce a discussion document on this issue. He talked about crazy proposals and so forth. I do not believe that language helps the debate.

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