Dara Calleary (Mayo, Fianna Fail) | Oireachtas source

I have no doubt people have benefited, but €450 million has been budgeted for the scheme. Another scheme I have pointed out to the Minister, which has the support of the joint committee and of many Members in the House, involves crowd or source financing. We have been encouraging the Minister to put a pilot scheme in place. Surely, money is going to waste while we wait for a review of the scheme. As it cannot now deliver €450 million, it would be sensible to put a source financing pilot scheme in place using some of the money from the credit guarantee scheme. That would probably have a greater impact on job creation and enterprise development.

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