Richard Bruton (Dublin North Central, Fine Gael) | Oireachtas source

We have to work within the system we have put in place. As I said, it is delivering an increased number of work-outs, restructurings and split mortgages.

In the case we have seen, there has been write-downs and warehousing of certain mortgages. There are mortgage-to-rent schemes and an increasing number of options are being developed. That is the way we need to work through these difficulties and try to keep as many people as possible in their homes on an affordable mortgage.

See this speech in context