Michael McGrath (Cork South Central, Fianna Fail) | Oireachtas source

The purpose of this question is to ask if the Minister is satisfied with the approach taken by financial institutions to deal with indebtedness, in particular mortgages. It is not explicitly mentioned in the question but it does relate to mortgages. My overall point is that I am not looking for absolute uniformity in terms of the approach taken by the banks to deal with people's indebtedness and mortgage arrears problems but I believe there is a need for greater consistency, which we will tease out in a few moments. I would like to know the Minister's views. Some progress is being made in terms of split mortgages being offered and accepted by people. Many people are still refusing them for reasons we will go into in a moment. Is the Minister satisfied with the consistency and innovativeness used by institutions in terms of offering different solutions?

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