Pearse Doherty (Donegal South West, Sinn Fein) | Oireachtas source

This question also deals with the issue of mortgages and the real concern people have in this regard. There has been some good news, which should be acknowledged at this point. In regard to the two tranches of loan books sold heretofore in 2012 and 2013, one of the institutions is obliged to comply with the CCMA and the other has voluntarily agreed to do so. I understand the party interested in acquiring the loan books in March is willing to voluntarily comply with the CCMA. I am concerned about the so-called voluntary requirement to comply with the CCMA. If a party can voluntarily enter into the CCMA, can it voluntarily withdraw from it, or is there a legally binding agreement between the Central Bank and the party that voluntarily enters into the CCMA? Perhaps the Minister would respond to that question first before I move on.

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