Michael McGrath (Cork South Central, Fianna Fail) | Oireachtas source

The principle that each person is entitled to one free copy of his or her credit history per annum is agreed. The only point of difference between the Minister of State and Deputy Doherty is whether that statement is issued automatically or on request, and I believe that on request is fine. I do not see a need for automatic issuing of a statement every year.

I wish to ask the Minister of State whether the methodology for distributing and issuing information has been determined. I assume this will be quite an efficient process, whereby such information is issued electronically and people can receive a copy of their credit history by way of a PDF file sent by e-mail, or they will be able to access their statement online with a PIN. I ask the Minister of State to confirm the methodology that will be used.

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