Robert Dowds (Dublin Mid West, Labour) | Oireachtas source

I thank the Minister of State for her reply.

I ask that the following questions be put to the banks. First, how many staff are working in the arrears support unit of each bank? Second, how many customers per month will have a restructured payment schedule in 2013 and what progress are the banks making in this regard? Third, according to the Central Bank quarterly report of December 2012, 47% of restructured mortgages were back in arrears after three months, clearly indicating that the restructuring was not what the client needed but what the bank wanted. Are restructuring offers being based on customers' ability to pay or on what the bank forces them to pay? Fourth, why will the banks not offer debt-for-equity swaps or mortgage-to-rent schemes in large numbers as long-term forbearance measures? Finally, how much has the taxpayer provided to the banks for mortgage debt write-off?

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