Micheál Martin (Cork South Central, Fianna Fail) | Oireachtas source

Other analysts are saying that the market is heading into a death spiral because of adverse selection risks. Essentially, younger people are leaving in their droves and are not there to cross-subsidise older members of the health insurance market and we are heading into a significant downward cycle that needs to be addressed. All we have been told is that it will be 2016 or 2017 before we can even contemplate universal health insurance. There is a genuine issue that demands a meaningful substantive response as opposed to just the politicking that goes on.

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