Micheál Martin (Cork South Central, Fianna Fail) | Oireachtas source

If the Minister is splitting hairs, not in official form but they are available, which nobody is denying. They were revealed in the Sunday Business Post and no one has contradicted the fact that they are available. I welcome the Taoiseach's confirmation that the banks will be told to change the guidelines. However, what this speaks to is the fundamental flaw in the Government's approach to dealing with the issue of mortgage arrears. People need independent oversight of the banks which cannot be trusted to deal properly and in a reasonable manner with those in mortgage arrears.

See this speech in context