Niall Collins (Limerick, Fianna Fail) | Oireachtas source

I move amendment No. 120:

In page 72, line 39, to delete “3 months” and substitute “6 months”.

This is an attempt to be on the side of the debtor in this process. The section provides for the right of a creditor to have a settlement annulled for a number of reasons. If the debtor is in arrears for up to three months, the creditor can apply to have the arrangement ended. The amendment seeks to extend this period from three to six months. Given the large number of people in arrears, it basically reflects that reality. It would give people more breathing space to work themselves out of the process if they find themselves in difficulty after signing up to it. It provides for flexibility in achieving the goal of the process.

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