There are countless members of society whose only crime is to have wanted to provide a safe and secure home for their families and who, responding to the unrelenting reports of increasing property prices, sought to get a foot on the property ladder before it rose above their reach. We all know about the term "property ladder". Unfortunately, not many were aware of the snakes lurking in the undergrowth, seeking their opportunity to return those recently ascended to a position far below whence they came.

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