Aodhán Ó Ríordáin (Dublin North Central, Labour)

The indication is that the IIF, while making underwriting decisions on insurance, considers the claims history of the property and any flood protection measures implemented by the Office of Public Works, OPW, and local authorities. Clanmoyle Road in Donnycarney is an example in my constituency and I am quite sure it is replicated nationwide. Extensive works have been done by the city council but the position has not changed for those householders. The council has indicated to me that a hydraulic analysis of the River Naniken is required but there is no funding to do it. What happens then? Works are required but there are no funds, although applications have been made to the OPW with little success. What is the householder to do when there is a need identified by the city council but works have not been carried out and people are left with no home insurance?

I ask the Minister of State to engage again with the insurance federation, the local authorities and the Office of Public Works to ensure that any identified needs necessary to expedite this problem can be carried out. When a process is place, the works can be presented to the Irish Insurance Federation. This cannot carry on and residents in my constituency and throughout the country should not be looking at dark clouds and wondering if the problem will happen again. That is the exactly what is happening in my constituency and I am sure it is the same in other Deputies' areas.

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