Enda Kenny (Mayo, Fine Gael)

He expects the banks to furnish the details on the categories and sectors in which these mortgage problems exist. As the Deputy knows from experience, every mortgage case is different, depending on the current circumstances of the borrower. That is the reason driving this issue through a special Cabinet sub-committee is effective, in the sense of requiring the Department of the Environment, Community and Local Government to report to that committee, along with the Department of Finance, and requiring the banks to come up with plans to deal with this. The first element of this is to determine the true scale and nature of the mortgages.

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