Micheál Martin (Cork South Central, Fianna Fail)

Nothing has happened on the issue of mortgage arrears. The issue of personal insolvency is still trundling its way through the legislative process. Nothing has happened in respect of loans to small and medium enterprises. This is stated in official reports at Irish and European level; it is not anecdotal evidence. Now the Central Bank states people with very good records cannot get loans to buy very affordable houses by any model and standard. That smacks of a set of policies that have not been working in the last 12 months. The Taoiseach has indicated a range of measures that were taken.

See this speech in context