Kathleen Lynch (Cork North Central, Labour)

I agree that we run the risk of making this issue excessively complicated. We are all aware of certain identifiers that are used, for example, prompts to confirm one's address or the maiden name of one's mother. These are simple ways of providing protection. People should note that 64% of fraud now takes place online and they should be extremely careful when using credit cards. I accept that banks have become much more alert about card and identity theft and take a proactive approach to informing customers about fraud. This also needs to be appreciated.

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