Enda Kenny (Mayo, Fine Gael)

The Minister for Justice and Equality hopes to bring the heads of the personal insolvency Bill to the Oireachtas committee before the end of the year, as we agreed to do. We expect the full and final Bill to be published in the first quarter of 2012. There are several very technical and complex issues involved.

In respect of mortgages generally, this is a matter of considerable concern to us. The banking policy division of the Department of Finance has been requested to continue its discussions with the banks in order to bring about implementation of several measures in the Keane report. Some of the issues can be dealt with more quickly than others. The report was discussed in the House. It is an issue of very considerable importance to the Government and to everybody else.

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