Seán Fleming (Laois-Offaly, Fianna Fail)

I use the term "maxed out" because people are familiar with it from credit card use.

I compliment Deputy Michael McGrath on his outstanding work. It is good that the Opposition is being constructive. It is very easy for an Opposition party to come to the House and oppose for the sake of it. We want to provide more credible and sustainable opposition in order that people will see that genuine alternatives that will affect individuals are being proposed by the Opposition rather than opposition for opposition's sake. I thank the Minister for agreeing to accept the principle, thrust and general approach of the Bill and allowing it to move on to Committee Stage.

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