Éamon Ó Cuív (Galway West, Fianna Fail)

One never knows with the new technology available. The Minister would find many people knocking on the door, with Johnny or Mary having opted out when they were 25, 26 or 27, leaving them with an underfunded pension and entitlements coming up short. They would be looking to pay in a lump sum or something else. The idea of an opt-out would be very wrong and I am sure the Minister would not put such temptation in the way of younger people who may come into the public service. It is important they provide for themselves in old age.

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