Arthur Morgan (Louth, Sinn Fein)

Does the Minister accept that it seems to be the case that almost all of those who find themselves in mortgage arrears would like to reach agreements with the financial institutions involved? I hope any scheme that is proposed will take cognisance of that fact and try to facilitate those involved. In some areas of my constituency, there is a three-month waiting list to meet the Money Advice and Budgeting Service. I appreciate that the Minister is not directly responsible for the service. It is a serious matter for those who find themselves in trouble.

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