Richard Bruton (Dublin North Central, Fine Gael)

These figures are extremely worrying. There is a 24% approval rate and static credit, and it appears there is no system in place to carry that on to ensure that people are properly informed. The Minister reported that there would be a 30% increase in capacity for first-time buyers and a 10% increase to SMEs. We hear from the Minister that a report he received in April is still being studied and nothing is being done about it.

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