Brian Lenihan Jnr (Dublin West, Fianna Fail)

However, building on the review, that is a very constructive suggestion and I will follow up the matter.

One of the great difficulties is the banking sector must have fixed rate mortgages as an option and if one were to interfere with that one might close down the option for the future. I am unsure if I am as pessimistic - if that is the correct word - as Deputy Burton about the future trajectory of European Central Bank interest rates.

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