Jack Wall (Kildare South, Labour)

I believe the sincerity expressed regarding the amendment by Members is a reflection both of its wording and case history with which they have had personal dealings. Great research undoubtedly is needed on the qualifying criteria for the mortgage interest supplement payment by the applicant. The Minister correctly observed that few applications had been received heretofore, as the number of applications only has increased within the past year to 18 months. Previously, it had been a matter of showing one's account and demonstrating that interest was accumulating, after which a community welfare officer would make the payment. However, a change has taken place in this regard. Community welfare officers now insist the original loan agreement must be produced and if they discern anything wrong or perceive any additions in respect of seeking the mortgage, they will refuse payment. This is happening at present, presumably nationwide, and the need to examine this issue has never been more overwhelming because, unfortunately, as the Minister noted, the numbers are increasing.

A different emphasis has been placed on processing such applications than was the case heretofore. On numerous occasions, I have been obliged to write to lending agencies asking them to produce the original documentation in order that the person affected could make an application, which would not be accepted otherwise. This amendment was tabled with such cases in mind and because the matter was discussed by the Parliamentary Labour Party and elsewhere. Members' concerns arise from personal contact with such situations and they considered it necessary to table this amendment, which I intend to press.

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