Brian Lenihan Jnr (Dublin West, Fianna Fail)

The Department of Finance commissioned research into financial exclusion in Ireland in 2005. The resulting report, entitled Financial Exclusion in Ireland: an exploratory study and policy review, estimated that approximately 11% of the Irish population was unbanked. Those who were over 65, retired or unemployed were most likely to be unbanked. Within this 11% it was estimated that 3% were unaccounted, that is, they did not have a bank, credit union or post office account.

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