Kieran O'Donnell (Limerick East, Fine Gael)

The Minister referred to social welfare pensions. Given that PPS numbers are now on record, the Department could consider introducing a measure to ensure that letters issue to those about to qualify for a pension, perhaps a year before they reach the age of 65 or 66 years, informing such persons that they need to apply for a pension. This facility is not currently available. As the Minister is aware, it takes at least six months to process an application for a social welfare pension. It would be a relatively simple matter to inform those approaching pension age that they are entitled to a pension and would probably require integration of the computer systems in the Department of Social and Family Affairs and the Revenue Commissioners. A simple letter could issue automatically in which those approaching pension age are informed of the need to apply for a pension. I ask the Minister to consider this proposal.

Will the Minister explain the reasoning behind amendment No. 4, which will exempt certain persons from having to hold authorisation as a retail credit firm? It is a lengthy amendment which Deputies have not had much time to consider. Will the Minister elaborate on the reason it is being proposed?

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