Mr. Francis Doherty:

Ultimately, it became clear that the organisation would not be able to meet any stress test or credit committee requirements. Over the course of June, the bank had come back to the director of finance in the organisation and asked for some documents. We did give them those. In the first week of July, I spoke to the bank directly and it had no impression that the €8 million had ever been on the table for the organisation and we would be lucky to get a couple of million sometime in October or November. That is when everything blew up around the creditors and financial-----