Ms Rachael Murphy:

The broker is telling us that we cannot take on another entity's liability. We need insurance reform for those kinds of organisations because of course we want to go to those fun activity places. At the moment, if they are trying to push all their liability onto us, it is not a risk we can take. What we would like to see in the context of insurance reform is ensuring that those entities are able to be adequately insured and do not have to try to pass on the risk to us. We are not underwritten by the State but are reliant on our own underwriters. There are only ten companies in the market and we only got quotes from two. Our insurance is incredibly challenging.