Mr. Michael Stanley:

If I can answer on that, I 100% agree with the Deputy there does not need to be different solutions between State and private. We need to encourage all providers of housing to step up. He has my commitment, and I think the industry's commitment, we are going to step up and try to deliver more housing. We will invest in growth. That is a commitment we want to make. To Mr. Garvey's point, we have prioritised growth over return, genuinely, over the last number of years and we will continue to do that. However, the housing crisis needs parallel solutions. It needs all delivery partners to step up. We need the AHB alliance, we need a successful LDA, we need local authority delivery, we need direct State build and we need the private sector to increase. The good news is we agree with the Deputy that it does not have to be either-or. It has to be every actor within the industry stepping up and producing more homes. That is what will ultimately, we hope, solve the problem. I thank the Deputy for the question.