Alice-Mary Higgins (Independent)

With respect, I believe that expertise may be needed by the Central Bank and perhaps that should be part of the review process internally.

I am going to conclude on this point. I imagine Mr. Makhlouf will not be in a position to tell us if concerns have been raised by the authority in Luxembourg or if he had communicated to it the concerns that we had raised. Does that come under privileged information? He can just say "Yes" or "No". I imagine it does.