Mr. Gerry Cross:

I thank the committee for the recommendations on the report. As the Governor and the deputy governor have said, it has been really important for us to have had these exchanges. They are very significant to us, as are the recommendations, and we take them very seriously, as members can imagine.

There is a lot in the recommendations and I think there are two aspects to the Senator's question. One is in relation to the review of our processes and approach, etc.