Séamus McGrath (Cork South-Central, Fianna Fail)

I do not mind using my time for OMCs rather than hopping around to discuss defects and so on, particularly as the opening statement highlights that this is a significant matter. I appreciate that Mr. Montague has provided an estimate, but I understand that comes with a serious health warning in terms of accuracy because it is a guess, as such.

Mr. Montague mentioned volunteers. Of course, they do not have the required expertise to fulfil those roles in many cases. He also mentioned insolvency-----