Edward Timmins (Wicklow, Fine Gael)

Given the high amount on deposit in Ireland - €160 billion or whatever it is - held by people in banks and earning little or no interest, what kind of savings scheme would the witnesses suggest? It was alluded to in the opening statement. I ask them to be more particular on any ideas they might have or that we could replicate? Other countries have such schemes. The Swedish model was mentioned previously. Is there any particular model the witnesses would suggest that would ensure people could get a return on this money and it would benefit the infrastructural investment in the State?