Malcolm Byrne (Wicklow-Wexford, Fianna Fail)

I thank all of our witnesses. We go now to questions from members, who have been circulated with the speaking rota. We will allow four minutes for members. If we have time, we will get in a second round, but that four minutes includes questions and answers. If there is a specific person to whom a member wants to address their question, I ask them to indicate who that is. However, if one of our witnesses wants to answer a general question, they should just raise their hand.