Pat Casey (Fianna Fail)

I thank Professor Norris. Turning to Mr. Turnbull, he has tuned in, so I will ask him a quick question. Different models across Europe were mentioned that provide mechanisms to purchase homes. He mentioned one - it might have been in Sweden or one of the Nordics - where the land was provided free. Has a comparison been made of the shared equity scheme here with any of those models? I ask this because the principles of the shared equity scheme are quite similar in the sense that the State takes an equity share in a house and the person concerned then pays a service fee to the State annually and pays the equity amount back when it suits. Is there not a similarity between the scheme here in Ireland and those mentioned across Europe?